Investment decisions always involve trade-offs. Spend vs save. Risk vs return.

There’s no way around them, no matter how many times you rejig your spreadsheet.

We look at five trade-offs every investor has to face:

• Spend vs save
• Risk vs return
• Ethics vs diversification
• Reliability vs excitement
• Liquidity vs lifestyle choices

And in today’s Dumb Question of the Week: Is it better to overpay your mortgage or invest?

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